Frequently Asked Questions
Asset protection isn't complicated once you understand it. Most business owners have the same concerns we hear daily — and we've answered them all before. Here's what people actually want to know about protecting what they've built.
We help you structure your finances so lawsuits, creditors, and unexpected claims can't wipe you out. This includes entity formation, insurance coordination, trust strategies, and cash flow planning. Think of it as building walls around your business and personal assets before problems show up. We don't do tax work — that's your accountant's job — but we make sure your protection strategy plays nice with your taxes.
First consultation to finished plan? Usually 6 to 12 weeks. Initial meeting gets us the details. We then research your specific situation, draft strategies, and walk you through everything. Some clients decide quickly. Others want time to think. We don't rush this. Rushing mistakes cost money later. You'll understand every recommendation before we implement anything.
Yes. We've got clients across Romania. Location matters less now — we handle consultations over video, email, and phone. Your business structure and personal situation are what count, not where your office sits. That said, if you're local, we'll absolutely meet in person. It usually helps people feel more confident about their plan.
Depends entirely on complexity. A basic plan for a smaller operation might run €2,400 to €4,700. Larger businesses with multiple entities? Could be €8,000 to €15,000 or more. We quote after understanding your situation — no guessing. We don't do percentage-based fees or ongoing retainers unless you want ongoing reviews. You pay for the work you actually need.
No reputable planner will guarantee that. What we do is reduce the risk significantly and make your assets harder to reach. A solid plan turns a €500,000 lawsuit into something that doesn't destroy your personal savings. We're realistic about what's possible — and that's actually more helpful than empty promises. The law has limits, and we work within them.
Call us at +40 218 689 718 or email [email protected]. First conversation is no pressure. We'll ask about your business, assets, and concerns. If we're a good fit, we'll explain next steps. If you'd rather talk in person, our office is at Strada Dorobanți 72 in Cluj-Napoca. Bring any recent business documents if you have them handy.
Partially. We're strong with Romanian and EU-based structures. If your assets span multiple countries, we'll coordinate with international specialists we trust. We won't pretend to be experts where we're not — that's how mistakes happen. Your plan covers what we know well, and we bring in help for the rest.
Your plan isn't a one-time thing. Business changes. Laws shift. We offer optional annual reviews to make sure everything still makes sense. Some clients just call when something big happens — that's fine too. We're here whether you need us monthly or once a year. Documentation stays with you, and you can take it to any lawyer or accountant anytime.